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Articles Showing articles related to: Finance & Insurance

What's your insurance limit?

Do you know what your insurance limit is? That’s okay, most people don’t. An insurance limit is the amount of money an insurance company will pay out on your auto insurance if you get into an accident. It’s their limit of liability. When people shop for auto insurance, what they’re really buying is a limit. Typically, the...

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What do you really want?

When you’ve concentrated in the legal aspects of estate management since the mid ‘70s, you’re bound to keep clients for the long haul. “I’ve had the children of people I’ve done wills for 40 years ago come to me when their mom or dad passes away because mine is the name on the document,” smiles John J. Urban. “In some...

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Is your Medicare plan changing?

Navigating the ins and outs of Medicare can be tough enough without the help of a seasoned pro, but for those who benefit from the Ohio Public Employee Retirement System (OPERS), there are even more details to consider. “Coverage that used to exist for spouses of employees covered by OPERS may be limited in the coming years, so it might be...

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There is a downside to tapping into your retirement right now

If you are looking at your retirement plan balance and thinking that now would be a good time to retire since you have more money than you have ever had in your life, be very careful. In retirement, if you keep your account invested the same way it has been over the last eight years, you could be in for a shock. Over the last eight years, the...

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The lure of a low deductible is tempting, but should you bite?

A quick note on low or vanishing deductibles…don’t bite. Many insurance companies market low deductibles as a benefit to you. The truth is, the insurance companies benefit.  With a low deductible, you pay a higher rate for something that may never happen. I’d like to suggest you instead have a deductible strategy, one that benefits you...

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