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Turn your nest egg into an income stream

Retirement should be a time of rejuvenation, joy and adventure. But for many, it is a time of uncertainty and worry. There are so many details and decisions to be made. How much income can my savings provide? Will I outlive my savings? Will I be able to afford healthcare in my later years? What about long-term nursing home care? When and...

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A Final Thought: Tree's Big Adventure

One day in mid-summer Tree was speaking with Cicada. “It is getting late,” Tree said. “When will you begin your adventure?” “I am having my adventure now,” Cicada replied. “I sing and I fall in love.” “But you have wings!” said Tree. “You could fly anywhere in the world while I am stuck here with my roots in the...

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Midwest Everlasting Memorials: Working with family

Every family experiences the death of a loved one and ours is no exception. That’s why we spend time connecting with customers to help ease the stress and anxiety associated with marking the final resting place of someone special. We make the process as peaceful as possible, offering simple-solution pricing and a number of different...

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What if I get audited?

Although the average person’s odds of being audited by the IRS are about one half of 1 percent, an audit can be frightening even if you think you’ve done everything right on your tax return, cautions Gary Cerasi, CPA, owner of Creative Business Strategies. Here, Gary explains how to avoid trouble with the IRS. Q: What is an audit?A:...

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Small Hands Big Dreams: A daycare that is flexible, fun and family focused

Safety and security are the biggest concerns of any parent looking for childcare. But beyond that, what else are parents looking for? Brian and Jen Sprafka, owners of Small Hands Big Dreams Learning Centers in Kirtland, have made it their mission to accommodate each family’s needs while readying their children for school in this nurturing,...

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