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Articles Showing articles related to: Finance & Insurance

The "what ifs" of Affordable Care

What happens to the people who either didn’t enroll in Affordable Care, hate the coverage they have, or have stopped paying their premium? Surprisingly, there are some options.  1) What if you missed the open enrollment period?Right now you’re likely without health coverage and may be faced with a tax penalty. You could qualify for...

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Kids who live out of state

Life is unpredictable.  That’s why having a will, a living will and durable powers of attorney for health care and your finances are the keys to ensuring your wishes are carried out—no matter what the circumstances.  But there are some finer points contained in Ohio law that make retaining the services of an attorney like John J. Urban,...

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How will you fund your death?

As of this writing, there are 544,051 sites on with the word “funeral” in them. That’s a startling number of people in need of help with expenses. People died unexpectedly and they may not have been prepared. Now their loved ones are scrambling to find a way to pay for things like medical bills and burial expenses. Nobody...

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Don’t let your emotions derail your dream lifestyle

The 2017 DALBAR study of investor behavior has been released and it compares the returns of the average investor with the average returns of the investment markets. And guess what—the average investor isn’t doing so well. He or she has averaged a 3.6 percent return over the last 10 years in stock funds as compared to the S&P 500...

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The future of healthcare

With a new President in place, many people are wondering about the future of the Affordable Care Act. As of this writing, nothing has changed and we are still functioning under the guidelines as they were written. In all likelihood, however, change will happen. I’d like to invite you to get vocal now about how you’d like to see those changes...

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