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Getting an early start on estate planning

Nobody thinks they’re going to die young, until they do. And that’s the thing about death—it doesn’t discriminate. While most of us who’ve advanced in years, have kids or have accumulated any assets typically address estate planning at the onset of life’s events, millennials and Gen-Xers tend to ignore the idea that they might...

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Ohio winters ruin your concrete

September is halfway over. Nights are getting longer. Days are getting shorter. Temperatures are dropping and before we know it the leaves will be falling from the trees and there will be snow on the ground. This means it is time to start thinking about preparing your home for the inevitability of another winter and everything that it...

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Retiring from your business: Crossroads Advisers helps you make the transition

Many business owners welcome the day when they can finally retire, but 83% have no transition plan. Sadly, 75% of business owners regret their decision after they sell their business within a year. That’s often because they didn’t plan for post-sale life as well as they could have. Generally, your business is ready to sell when...

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Now is the time to stop cleaning your gutters

Early in Lerner and Loewe’s hit musical Camelot, when King Arthur is describing the absolute perfection of his kingdom to Guinevere, the future queen asks, “And I suppose the autumn leaves fall into neat little piles?” And the king answers, “Oh no, my lady. They blow away completely...at night, of course.” Unfortunately, Northeast...

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Home maintenance: Protecting your concrete

If freezing temperatures arrived politely on December 21 and left all at once before St. Patrick’s Day, you probably wouldn’t need to clean and seal your driveway. But that’s not how Jack Frost works. He’s constantly coming and going—freezing and thawing—all winter long, a process that causes our concrete driveways to chip,...

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