Your plan could have benefits you don’t know you have

By Kathy Carvin, HealthMarkets Insurance Agent

Many people who choose a plan during the Medicare Annual Enrollment Period are focused on three main things: co-pays, premiums, deductibles, and dental coverage and vision coverage.

The hurried feeling often prevalent during the enrollment period may have had you focused on certain benefits and not allowed you the freedom to really dig deep into your plan. Right about now, you may be finding out how well your plan serves you and learning more about what’s available could be of benefit.

Your plan could have benefits you don’t know you have—and aren’t using. That’s where the advantage of having a local, licensed insurance agent like me can be of great value. You might be surprised to learn that I can do a review of your plan any time of year—not just during the Medicare Annual Enrollment Period. Together we can uncover any plan details you may have forgotten about or didn’t know you had.

It’s also a good idea to get a fresh perspective on your plan before a major event like a surgery or hospitalization takes place. Instead of worrying about what you’ll have to pay after the fact, you’ll be armed with the knowledge about what to expect.

Give me a call at your convenience and we’ll sit down together and take a deep dive into your current plan. It’s also a good opportunity to find out during our meeting if your current plan serves you best, or if there are other options available to you that could better meet your needs.

As always, my guidance is at no cost to you.

Kathy Carvin, a licensed insurance agent with HealthMarkets Insurance Agency, has offices at 10512 Northfield Road, in Northfield, and 28881 Lorain Road, in North Olmsted. Call 216-375-5902.

HealthMarkets Insurance Agency, Inc. is licensed as an insurance agency in all 50 states and the District of Columbia. Not all agents are licensed to sell all products. Service and product availability varies by state. Agents may be compensated based on enrollment. No obligation to enroll. HealthMarkets does not offer every plan available in your area. Any information they provide is limited to those plans they do offer in your area. Please contact Medicare.gov or 1–800–MEDICARE (TTY users should call 1-877-486-2048) to get information on all of your options. 49216-HM-0223