Planning ahead for life's situations
By Kathy Carvin, HealthMarkets Insurance Agent
Nobody lives forever, which makes preparing for what’s destined to come an important part of your life, and the lives of your loved ones.
Some people plan ahead for the grieving process and death, others don’t. And it’s the not planning that can have the greatest impact on those you leave behind. Instead of having the freedom to grieve your loss, without proper planning, your loved ones’ lives could become focused on weeding through, and paying for, the loss of yours. It can be difficult.
People may need some type of care or assisted living as they age. It can be costly, and long-term care and assisted living are not covered by Medicare. Final expenses, like a celebration of life, burial or cremation, are also out-of-pocket costs that someone must bear.
I have access to a number of different products, with different coverage options and costs, that can help. Together we can determine what your budget is, and which type of product is best for your particular situation. It’s a good idea to review your options while you are still young, and/or healthy.
Applying for insurance before you need it and then having it in place can not only make it easier on you, but it can also have a tremendous impact on your loved ones.
As always, my guidance is offered at no cost. I look forward to hearing from you.
Kathy Carvin, a licensed insurance agent with HealthMarkets Insurance Agency, has offices at 10512 Northfield Road, in Northfield, and 28881 Lorain Road, in North Olmsted. Call 216-375-5902.
HealthMarkets Insurance Agency, Inc. is licensed as an insurance agency in all 50 states and the District of Columbia. Not all agents are licensed to sell all products. Service and product availability varies by state. Agents may be compensated based on enrollment. No obligation to enroll. HealthMarkets does not offer every plan available in your area. Any information they provide is limited to those plans they do offer in your area. Please contact Medicare.gov or 1–800–MEDICARE (TTY users should call 1-877-486-2048) to get information on all of your options. 49751-HM-0523