Find out the difference working with a local lender like PRMG can make
By Olivia Bloom
In today’s challenging home market, buyers need every possible advantage to have their purchase offer accepted.
Recently, I sat down with two local loan officers from Paramount Residential Mortgage Group (PRMG), Jeff Richard, branch manager in Chardon, and Bob Szalay, sales manager in Mentor, to find out why buyers gain an advantage when working with a local lender.
According to Jeff, “As a local lender, I fully understand the unique differences in the local real estate market. I have dozens of loan programs to help our clients, many of which other larger online lenders may not take the time to investigate.”
Both gentlemen agree that educating both potential buyers and Realtors about the loan pre-approval process is an important component of their job.
“Preparation, validation and communication are the foundation of a great loan pre-approval,” says Bob, who is a veteran of the United States Air Force. “My number one job is to be a great listener and to ensure that I review the client’s entire situation before issuing a pre-approval letter so they can buy a home.”
The PRMG level of service doesn’t stop there. The staff stays engaged with the Realtor during the entire buying process, and in some cases speaks with agents who are listing homes to make sure their buyers stand out in this market.
A few other advantages to working with PRMG include:
• 24/7 access to a loan officer and support team by email, text, phone and internet.
• Expanded loan programs that some other lenders may not offer.
• Programs for veterans, self-employed borrowers, and first-time home buyers including down-payment assistance options.
• Quick closing times, as fast as 21 days.
Paramount Residential Mortgage Group Inc., PRMG, is located in the Platinum Center, 7200 Center Street, Suite 102, in Mentor, NMLS#75243. Robert N. Szalay, NMLS#110075. Jeffrey A. Richard MLO.004736.000, NMLS#339836, License OH-MLO.004730.000 Equal Housing Lender. To find out more, call or email Bob Szalay at 440-413-7020, RSzalay@prmg.net, or call Jeffrey Richard at 440-759-1333. For general information, visit PRMG.net.