Don’t get confused

By Carl Lishing, HealthMarkets Insurance Agency

Change is in the air in the form of a new year. Do you have a licensed insurance agent you can trust to help guide you through any health isurance changes that may be affecting you?

Last year, many of us may have spent our days feeling vulnerable. If nothing else, we now understand the value of being prepared.

Many people are taking a closer look at life insurance, disability and critical illness policies as a way to prepare themselves for life’s unexpected events. A lot of people are also seeing increases in deductibles and co-pays and want to address those changes. And some might be wondering what kinds of changes will impact them later in the year, when choosing a healthcare plan under the Affordable Care Act comes into play.

I’d like to suggest you not to get caught up in all the confusion. For 2021, the Affordable Care Act is still the law.

Scheduling a review with me is a good way to help you apply for and get a healthcare benefits plan in place for 2021. Identifying coverage gaps will help to prepare you for unknowns that might come your way this year.

As always, my guidance is available at no cost to you. Give me a call anytime to get started on your free review.

Licensed insurance agent Carl Lishing’s consultative, problem-solving approach has garnered him the Best of Cleveland Award in the insurance agent category. You can reach him at 216-228-0765. His office is at 16506 Detroit Avenue, in Lakewood. Office hours currently by appointment. Find out more at ClevelandInsurance.info.

HealthMarkets Insurance Agency, Inc. is licensed as an insurance agency in all 50 states and the District of Columbia. Not all agents are licensed to sell all products. Service and product availability varies by state. Agents may be compensated based on enrollment. No obligation to enroll. 47049-HM-0221