Dental and vision coverage

By Mimi Vanderhaven

Some people think they don’t need dental or vision coverage and end up shocked when costly problems arise. The health of your mouth is connected to virtually every system in the body, which makes having a dental plan in place a smart option.

And having a vision plan in place can be the key to having a healthy outlook.

HealthMarkets offers a convenient and budget-friendly way to include dental and vision coverage in your preparedness arsenal.

Plans may be available that offer coverage without waiting periods for preventive, basic and most major services. The best part is you can start using your benefits right away, which means you have immediate coverage for routine services like exams and cleanings, plus major repairs like crowns and root canals.

Vision health is also important and there are plans that include coverage for annual vision exams, plus coverage for glasses and contacts.

Vision networks will depend on the plan you choose but may include private practices or leading retail providers. You have access to the dental and vision networks, which include providers who have agreed to negotiated rates to help lower your costs.

You can select a plan that best balances your premium and out-of-pocket expenses.

I’d be happy to meet with you to discuss this or any other HealthMarkets options. And, as always, my guidance is free of charge.

Kathy Carvin, a licensed insurance agent with HealthMarkets Insurance Agency, has offices at 10512 Northfield Road, in Northfield, and 28881 Lorain Road, in North Olmsted. Call 216-375-5902.

To schedule an in-person appointment with Bernie Davidson, call him directly at 216-798-1140. Bernie will meet with you wherever you’re comfortable, including Zoom.

HealthMarkets North Olmsted is located at 4679 Great Northern Blvd., in North Olmsted. Hours are Monday-Friday, 9 a.m.-5 p.m.. Other times by appointment. To get started with your free review, call Mike Felice directly at 440-378-4210.

To reach Doug Johnson, of HealthMarkets Insurance Agency, call 330-591-4998.

You can reach licensed insurance agent Carl Lishing at 216-228-0765. HealthMarkets Insurance Agency is located at 16506 Detroit Avenue, in Lakewood. Office hours currently by appointment. Find out more at ClevelandInsurance.info.

HealthMarkets Insurance Agency is located at 9551 Vista Way in Garfield Hts. To reach Scott McEvoy or a member of his team, call 216-815-1850. Virtual, phone and office appointments are available.