Articles Showing articles written by: Roni Bell, HealthMarkets Insurance Agency

Retiring with a younger spouse

I see it all the time. One spouse is over age 65 and the other isn’t. The person eligible to retire doesn’t because he thinks that continuing to work is the only way to provide benefits for his spouse. He thinks he can’t afford to provide healthcare coverage for her, or that because she has a preexisting condition there are no other...

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Your risk never changes

Snow skiing has morphed into water skiing, and riding the snow mobile has transitioned into riding a lawn mower or motorcycle. My point here is that even though your activities may change with the seasons, your opportunity for accidents or injuries can stay the same. If you’re an active person, you might be at greater risk for injury. But...

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Changes are coming to Medicare, say goodbye to plans F and C

There are changes happening with Medicare Supplement Insurance plans that are worth taking a closer look at. Medicare Supplemental plans work alongside Original Medicare to help fill in the gaps for costs that Original Medicare doesn’t cover. These plans are standardized with letters A-N, and the cost varies by carrier and benefit level...

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Most people are surprised to learn that supplemental cancer insurance is very affordable

Cancer can be costly and not everyone is prepared for it. I’m thinking of my sister who is a colon cancer survivor. While she was in treatment, the bills piled up. Even with the best health insurance plan, a cancer diagnosis and subsequent treatment can put a significant financial strain on a person’s wallet—and add further stress...

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If you’re 65+ and still working, does it make sense to stay on your employer-sponsored health plan?

If you’re still working but have reached the age of 65, does it make better sense to stay on your employer-sponsored health plan or make the move to Medicare? Yes, no, and maybe. See, it all depends on what your individual circumstances are. Most people think that because they’re still in the working world, they should remain on...

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