Your risk never changes

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By Roni Bell, HealthMarkets Insurance Agency

Snow skiing has morphed into water skiing, and riding the snow mobile has transitioned into riding a lawn mower or motorcycle. My point here is that even though your activities may change with the seasons, your opportunity for accidents or injuries can stay the same.

If you’re an active person, you might be at greater risk for injury. But you shouldn’t keep yourself, or even your family, encased in a protective bubble. Get out there and do the things you love. Explore, ride, skate, ski, and find your next adventure. Don’t limit yourself.

But do secure the appropriate coverage, in case an accident does happen. Right now, I’m thinking of a client who was hammering a nail, sneezed, then ended up inhaling the nail. Nobody is immune to an accident.

I can help you find the coverage that best fits your need—and activity level. HealthMarkets offers access to several different types of accident plans, and some present the opportunity to pay less than the cost of using your high-deductible insurance plan. I can help you bridge the gap between what you will owe should an accident happen and what your insurance company will pay. Some plans even cover emergency room visits, whether for an accident or illness. The options are plentiful.

And because you never know what life will throw your way, it’s always a good time to invest in life insurance—no matter what your activity level.

My guidance is free of charge and an appointment to find out which accident or injury coverage is best for you takes just minutes. Give me a call to schedule your personal appointment.

HealthMarkets Insurance Agency is located at 1039 Pearl Road, in Brunswick. Call Roni at 330-225-2550. Hours are Monday through Friday, 9 a.m.-5 p.m.; Saturday, Sunday and evening hours by appointment. Visit the website at

HealthMarkets Insurance Agency, Inc. is licensed as an insurance agency in all 50 states and the District of Columbia. Not all agents are licensed to sell all products. Service and product availability varies by state. Agents may be compensated based on enrollment. No cost or obligation to enroll. HMIA006799