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Articles Showing articles related to: Seth Zaremba, Zinc Insurance

What's your insurance limit?

Do you know what your insurance limit is? That’s okay, most people don’t. An insurance limit is the amount of money an insurance company will pay out on your auto insurance if you get into an accident. It’s their limit of liability. When people shop for auto insurance, what they’re really buying is a limit. Typically, the...

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The lure of a low deductible is tempting, but should you bite?

A quick note on low or vanishing deductibles…don’t bite. Many insurance companies market low deductibles as a benefit to you. The truth is, the insurance companies benefit.  With a low deductible, you pay a higher rate for something that may never happen. I’d like to suggest you instead have a deductible strategy, one that benefits you...

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Is Big Brother at the wheel?

When some people hear the word telematics, it immediately brings to mind the idea that Big Brother is watching. Others have no idea what telematics is—or how it can help them save money. By installing a device on your vehicle, or downloading an app, you allow your insurance company access to your driving habits. Things like speed, braking...

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Catastrophe knows no bounds

Over the last 30 years, man-made flood risk has increased dramatically. An important factor is that heavy development has changed how water flows in and out of communities, and city systems have been hard pressed to keep up. If your property is on a stream or creek, is located at a risky elevation, or your mortgage banker insisted you buy it,...

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The new baseball through the window

Look, up in the sky. It’s a bird, it’s a plane—it’s a drone!  From backyards to places of business, drones are everywhere these days. Parents are buying them for their kids to fly around the neighborhood, and business owners are harnessing the marketing power drones present to do everything from sell real estate to quote the cost of a...

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