Save money on small group insurance
By Roni Bell, HealthMarkets Insurance Agency
Providing insurance coverage for employees can take a bite out of earnings. Your pocket or theirs, someone is going to feel the pinch.
HealthMarkets Insurance Agency offers small group insurance for employers with as few as one or two employees up to 50 employees, and a new product has just been introduced that could save on premium costs.
If your group is healthy, young or a mix of both, there is a new offering that provides a better rate, up to 30 percent less, than a non underwritten plan.
But you won’t have to sacrifice your current level of coverage to enjoy the savings. Your employees will still enjoy coverage for preventative care, and they’ll still be a part of a strong network. All traditional group benefits remain in play.
So, what qualifies as a “healthy” group? People who don’t take a lot of medications, have no chronic illnesses and who don’t go to the doctor a lot.
We can sit down together to review your plan options, available carriers and deductibles to find the mix that works best for your team. Often you’ll enjoy a more cost-effective fit by making changes. Small group coverage could be the answer to offering your employees access to more hospital systems, too.
The opportunity to make a change is available anytime during the year, so now might be a perfect time to switch. Many companies offer deductible carryover, so you and your team won’t lose out on money that’s already been spent on healthcare.
Give me a call and we’ll arrange a time to go over all of the options.
HealthMarkets Insurance Agency is located at 1039 Pearl Road, in Brunswick. Call Roni at 330-225-2550. Hours are Monday through Friday, 9 a.m.-5 p.m.; Saturday, Sunday and evening hours by appointment. Visit the website atHealthMarkets.com/RoniBell.
HealthMarkets Insurance Agency, Inc. is licensed as an insurance agency in all 50 states and the District of Columbia. Not all agents are licensed to sell all products. Service and product availability varies by state. No cost or obligation to enroll. HMIA005284