Has your agent been in touch?

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Without a Medicare review, you may not be fully aware of where you stand—and that could end up costing you more money once January rolls around.

By Roni Bell, HealthMarkets Insurance Agency

If you’re on Medicare and haven’t heard from your insurance agent yet, maybe it’s time to consider making a switch. 

Because there are so many changes to Medicare every year, I make it a point to touch base with my clients annually.  

This year in particular, many carriers have changed the way they cover prescriptions, the cost of prescriptions, or they’ve changed preferred pharmacies. 

If you’re on a particular type of medication, it’s important to make sure you’re still covered the way you were last year. Some plans are doing away with the Silver Sneakers benefit while others, like Medical Mutual, are keeping it in place. Some plans no longer require referrals while others no longer cover certain doctors or hospitals. 

The point is that without a review, you may not be fully aware of where you stand—and that could end up costing you more money once January rolls around.

As a licensed insurance agent with HealthMarkets Insurance Agency, I make it a point to delve deeply into the intricacies of Medicare, so I can help my clients make informed decisions about which plan is best for them. 

Remember, picking the plan your neighbor or spouse is on is not the best approach. What’s a good fit for one person may not be a good fit for another. Everyone’s circumstances are different.

With just a few more weeks left in the annual enrollment period, I invite you to give me a call so we can sit down together to review your options. As always, my guidance doesn’t cost a thing.

HealthMarkets Insurance Agency is located at 1039 Pearl Road, in Brunswick. Call Roni at 330-225-2550. Hours are Monday through Friday, 9 a.m.-5 p.m.; Saturday, Sunday and evening hours by appointment. Visit the website at HealthMarkets.com/RoniBell

HealthMarkets Insurance Agency is d/b/a of Insphere Insurance Solutions, Inc., which is licensed as an insurance agency in all 50 states and the District of Columbia. Not all agents are licensed to sell all products. Service and product availability varies by state. No cost or obligation to enroll. HMIA004890