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The power of zero

by mimivanderhaven.com on 02/17/2017 - 11:17 am
Category: Smart Living

By Terry May, The May Group
 
Zero can be a powerful number, especially when it comes to creating wealth. In fact, zero is so powerful it can completely transform your retirement. Getting to a zero percent tax bracket when you retire means you’re paying the least amount of tax on your investments—and keeping more of your money.
 
At The May Group, we talk about three kinds of money: taxable, tax-deferred and tax-free.
 
When asked, everyone wants their money to be tax-free, but what they’re doing instead is investing in vehicles that are fully taxable. We know that taxes are going to go up. So while your money will never be worth more to you than i ...

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How will your family live without you?

by mimivanderhaven.com on 02/17/2017 - 12:02 pm
Categories: Health & Beauty, Smart Living

By Roni Bell, HealthMarkets Insurance Agency
 
Unless you’ve experienced personal loss, I know the chances of you taking the time to seriously think about life insurance are slim. And if you’re younger, you probably think the world is still your oyster—and that you’ve got plenty of time left to live.
 
But during a free review with me, I’m going to ask you about your hopes for the future, your family and your business if you have one. I’m going to expose your risks and ask you to focus on them right now, instead of when a crisis strikes. Asking a person to get in touch with his or her own mortality is difficult, but during our talk I&rsq ...

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Do you really have to “go?”

by mimivanderhaven.com on 02/16/2017 - 11:11 am
Category: Health & Beauty

By Dr. David Gutman, Advanced Hemorrhoid Specialists
 
You know the feeling…that pressure in your rectum that’s the body’s way of telling you you have to go to the bathroom to move your bowels.
 
The problem for many hemorrhoid sufferers, however, is that pressure is there all of the time, which means you’re constantly running to the bathroom because you think you have to “go.” 
 
When internal hemorrhoids become enlarged, they put pressure on the internal sphincter muscle, which produces the full feeling we normally get when stool is present. So you run to the bathroom, strain to try and move your bowels, the hemorrhoid pressing ...

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Non-surgical solutions: Smooth your g...

by mimivanderhaven.com on 09/01/2016 - 01:32 pm
Categories: Health & Beauty, Smart Living

By Dr. Stefanie Christian, Timeless Laser and Skin Care
 
I often get asked about the differences between Botox and Xeomin versus dermal fillers such as Juvederm and Radiesse.
 
Botox and Xeomin are injected into specific facial muscles that cause the overlying skin to develop frown lines, crow’s feet, and horizontal worry lines in the forehead. They temporarily stop or decrease the movement of the injected muscles, thus softening or sometimes even eliminating the wrinkles. 
 
Dermal fillers are used to fill in creases, smooth out contours or replace lost volume. They are used to soften permanent creases, such as nasolabial folds (corners of the nostrils to th ...

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How to neutralize your stress

by mimivanderhaven.com on 08/29/2016 - 02:07 pm
Categories: Health & Beauty, Smart Living

By Mike Ventresca, Vital Choice Healthstore
 
It’s no secret that stress can wreak havoc on the body. From anxiety and depression to a range of health conditions including weight gain, IBS and heart disease, stress accounts for nearly 90 percent of all visits to primary health care providers. Bottom line, stress overload can have an enormously negative effect on your health.
 
While best managed holistically, including regular exercise, proper sleep, meditation and breathing work, studies have demonstrated that natural remedies can play a critical role in combating the damaging effects of stress. L-theanine, an amino acid found in green tea, is one of these remedies. ...

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Fall is a good time to begin varicose...

by mimivanderhaven.com on 08/24/2016 - 11:33 am
Category: Health & Beauty

By Dr. Sonja Stiller, Center for Advanced Vein Care
 
When it comes to varicose vein treatment, many patients elect to start the process in the fall. It’s a good time because the kids are back in school, your insurance deductible is met and treatment can usually be completed before the end of the year.
 
The process takes additional time because most insurance companies have a six-week to three-month stocking requirement before treatment can begin. And although most treatments are covered, insurance approval can take an additional two to four weeks after completion of the stocking requirement.
 
To get a jump-start on your stocking requirement, you may purchase you ...

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Vinyl makes a comeback

by mimivanderhaven.com on 08/24/2016 - 10:00 am
Categories: Arts & Entertainment, Community

By Jay Minkin, Minkin's Music
 
Music on vinyl has made a remarkable comeback. Artists are releasing new material on pristine 180-gram records that are much heavier and sonically improved, partly due to limited production runs. The complete visual package at times has the actual record produced in a beautiful assortment of colors beside the traditional black. Getting a digital download card included lets you have the best of both worlds: A beautiful album jacket to read and files to add to your mp3 jukebox.
 
But there is still some magic left in those old vinyl records, with some help from a disc washer and new magnetic stylus cartridge. Summertime garage sales and flea market ...

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Wind and hills

by mimivanderhaven.com on 08/24/2016 - 09:56 am
Category: Smart Living

By Mike Brady, Michael Brady & Co.
I was riding my bike this past weekend on a particularly windy day and my thoughts came around to a perfect metaphor for investing for retirement. While there is certainly joy in the journey, there are also times of stress and concern. Anyone who runs or cycles is well aware of the work necessary to overcome a headwind or a substantial hill.
 
Thus it is with long-term investing. It is a long journey and requires patience, time and a great deal of work. There will be times of exuberance and times of challenge. You must always remember that the work you put in will be rewarded and the journey eventually fulfilling for the effort you have expended ...

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It’s time for your free review

by mimivanderhaven.com on 08/23/2016 - 01:55 pm
Categories: Health & Beauty, Smart Living

By Roni Bell, HealthMarkets Insurance Agency
 
A friend of mine mentioned she was scheduled to take her son in for his 11-year check-up and also needed to finish some home improvement projects before the summer was over. I asked if she’d thought about adding an insurance review to her to-do list. 
 
During the summer, most people aren’t thinking about what their insurance plans will look like in the coming year. What they are doing is taking their kids in for well checks and having more accidents that stem from summer activities. They’re very in tune with having to pay high deductibles and are trying to figure out how to pay less for things like dental an ...

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Free health screenings are fast and easy

by mimivanderhaven.com on 08/22/2016 - 04:36 pm
Categories: Health & Beauty, Smart Living

By Dr. Sonja Stiller, Center for Advanced Vein Care
 
One of the best ways to maintain your peace of mind is through regular health screenings, which can include something as simple as a free blood pressure check at a local discount store. Unlike a medical exam, health screenings are quick and easy and are often offered at no charge.
 
But health screenings can also target more specific symptoms. For example, at Center for Advanced Vein Care, we offer free screenings for people who are concerned about any varicose vein symptoms they may have. The screening is performed by one of our staff members and takes only 5-10 minutes. And because it’s a screening and not an exam, y ...

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