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Found 15 records | Page 1 of 2

Are you covered by insurance if the w...

by on 03/31/2014 - 05:02 pm
Category: Home

By Debbie Croce, King Insurance & Financial Services
Along with the flowers and much-needed warmth that spring brings, rain is also a hallmark of the changing season. Too much rain means that some homeowners are faced with water intrusion in their basements. Footer drains become overwhelmed, sump pumps can’t handle the load, and all that excess water—and sewage—needs a place to go. The aftermath of a healthy downpour often includes finished spaces below grade that become damaged, or even contaminated.   
Many homeowners think that flood insurance is the only solution. After all, water has infiltrated the basement and damage has occurred. But ...

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How to avoid paying too much for insu...

by on 03/27/2014 - 04:36 pm
Category: Smart Living

With tax day looming on April 15th, it’s a great time to explore ways to save money in the coming year and put a little more coin in your own pocket before Uncle Sam takes his share.
Mimi sat down with local insurance expert Ron Smith to get some tips on saving insurance dollars. Along with his wife, Kindra, he owns the Consultative Insurance Group in Middleburg Heights.
Mimi: What can Mimi do to make sure she’s not overpaying for insurance while still getting the best value?
Ron: You shouldn’t have to pay too much for insurance. One of the first things people can do is work on improving their credit scores. Insurance companies have determined tha ...

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Treating rosacea with lasers

by on 03/27/2014 - 11:50 am
Category: Health & Beauty

By Georgann Poulos MD, Brecksville Dermatology
One of the most common skin conditions that I diagnose and treat is rosacea, and it can present itself in a number of different forms. A common type of rosacea shows up as persistent redness on the cheeks, nose, and chin. When you are cold, hot, embarrassed, drinking a glass of wine, or even eating spicy food, you can get irritating red blotches. Another variant looks like adult acne. Red bumps and puss bumps are hallmarks of this form of rosacea, and it can be particularly embarrassing. Another common form is represented by prominent blood vessels that are apparent on the nose and cheeks. 
As a board-certif ...

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How anyone can maximize social security

by on 03/26/2014 - 11:52 am
Category: Smart Living

By Mike Kren, BlueRock Financial Services
We’ve been brainwashed into thinking Social Security benefits aren’t going to be around for the long term. As a result, many people ignore it when it comes to retirement planning. But it’s time to set the record straight.
After being told for years that Social Security is “going broke,” baby boomers are realizing that it will soon be their turn to collect. For most married couples, Social Security is the only retirement asset that:
• Is adjusted annually for inflation.
• Is tax-advantaged. 
• Will continue to pay as long as you live.
• Is backed by a government ...

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Why I decided to become a hemorrhoid ...

by on 03/26/2014 - 11:42 am
Category: Health & Beauty

By Dr. David Gutman, Advanced Hemorrhoid Specialists
After nearly nine years in practice, the question my patients ask most often isn’t about how can I help them, it’s about why I decided to become a hemorrhoid doctor. Truthfully, I never dreamed of becoming a hemorrhoid doctor. Heck, I didn’t even know the field existed.
During my residency in internal medicine, there was virtually no time spent learning about hemorrhoids or how to treat them. It is no wonder that primary care physicians are often unaware of the newer, painless hemorrhoid treatment options.
After completing my residency and obtaining my board certification in internal medici ...

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The keys to healthy cholesterol

by on 03/14/2014 - 04:44 pm
Category: Health & Beauty

By Mike Ventresca, Vital Choice Healthstore
The American Heart Association raised eyebrows last November when it introduced new and expanded guidelines for the use of statins—popular cholesterol-lowering drugs. Some experts, including TV’s Dr. Oz, quickly rejected the expanded use and warned of associated dangers. Today, I want to focus less on this debate and more on what you can do to support healthy cholesterol levels before (and hopefully without) resorting to pharmaceuticals. 
First, there is a supplement called Red Yeast Rice extract. Numerous studies have shown it can be extremely effective. In fact, according to a 2009 article on his website, n ...

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The multi-laser approach to skin reju...

by on 03/14/2014 - 04:37 pm
Category: Health & Beauty

By Dr. Stefanie Christian, Timeless Laser & Skin Care
Although patients seeking skin rejuvenation these days come in all forms, what they typically have in common are multiple areas of concern.
When creating a treatment plan, we often discover that all of the issues can be addressed as part of a non-surgical treatment regimen, particularly with a multi-laser approach.
This approach allows us to use one, two, or three separate, non-ablative lasers that each target different problems. 
Pigment Changes - The IPL addresses an array of superficial pigment changes such as age spots and generalized redness. IPL results in a more uniform skin color. If br ...

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Why you should break up with your Rea...

by on 03/14/2014 - 02:45 pm
Category: Home

By Al Stasek, Real Expert Advisors Real Estate
Now that the excitement of Valentine’s Day is behind us, many people in Northeast Ohio are still thinking of sharing a romantic dinner with their sweethearts.
But instead, I’d like you to think of something very different.
Breaking up.
That’s right, I’m talking about calling it quits with the person who made you promises he or she didn’t keep, who never calls, never writes, who isn’t a good listener, and who doesn’t give you honest advice, and who—after all this time—has failed to sell your home.
Yep, I’m talking about breaking up with your r ...

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How to avoid a visit from the furnace...

by on 03/13/2014 - 03:21 pm
Category: Home

By Kyla Price, Contributing Writer
If your furnace is making unusual sounds, failing to maintain even temperatures, or constantly rebooting, something is probably wrong. However, before you pick up the phone and call a heating and cooling company, HVAC specialist Bryan Rutkosky, of Ber’s HVAC, Plumbing, Electrical & Energy Auditing, says there are a few things you can try on your own to get your furnace back into tip-top shape. 
First, Bryan says, homeowners should check their heater’s filter system and make sure it’s clean. Clogged, dirty filters often cause airflow obstructions, and a simple switch to a clean filter could save a specialist visit ...

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Investing your nest egg: Could you us...

by on 03/12/2014 - 03:47 pm
Category: Smart Living

By Michael Brady
When the markets turn as volatile and confusing as they have recently, even the most patient investors may come to question the wisdom of the investment plans they’ve been following.
At Michael Brady & Co., we’ve seen a lot of difficult markets come and go. And we can certainly empathize with people who find the current environment troublesome and disturbing. We’d like to help, if we can, and to that end, here’s what we offer: A cup of coffee and a second opinion.
By appointment, you’re welcome to come in and sit with us for a while. We’ll ask you to outline your financial goals—what your investment por ...

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